Plug-and-Play API Integrations for Affordability.
CareCard’s Intersect platform brings enterprise-grade technology to the prescription ecosystem, with solutions for integrated benefits, savings marketplaces, claims processing, drug cost containment, formulary optimization, DTC fulfillment, and more.
Solutions for Every Pharmacy
Select your line of business to see the Intersect solutions built for it, and how they work in practice.
Pharmacies
Fill more prescriptions at prices patients can afford, through one integration.
Example use case
A patient is going to abandon their medication through their benefit. Intersect checks every available discount price at the counter and applies the best one, through a single BIN.
Solutions
PBMs
Extend your benefit with savings programs and real-time claims processing.
Example use case
A member fills a prescription. Intersect checks the plan benefit and available savings programs together and processes the claim at the lower cost.
Solutions
Pharma Manufacturers
Get your programs to patients at the moment of dispense.
Example use case
A patient is prescribed your brand. Their copay card is applied automatically at the pharmacy, so they pay the program price with no extra steps.
Solutions
Provider Networks & EHRs
Bring affordable options into the point of care.
Example use case
A prescriber selects a medication. Discount prices and savings options appear in the workflow before the prescription is sent.
Solutions
Brokers & Plan Sponsors
Lower drug costs for the plans and members you serve.
Example use case
An employee fills a prescription. Intersect applies plan benefits, savings programs, and HSA or FSA funds in one transaction.
Solutions
Embedded in Your Existing Workflows
Every Intersect solution easily plugs into the systems and processes you already use, utilizing simple API connections and NCPDP-standard data fields. Launch new programs in just a few days rather than months.
Integrated Benefits & Savings
Combine pharmacy benefits with savings programs so members automatically get the lower price on every fill.
- Benefit and savings checked together
- Lower price applied automatically
- Fits your existing claims flow
Built forPBMsBrokers & Plan Sponsors
Universal BIN & Claim Routing
One BIN connects a pharmacy to every savings program. Each claim is routed in real time to the best available price, using standard NCPDP transactions.
- A single BIN for every program
- Real-time routing to the best available price
- Standard NCPDP transactions
Built forPharmacies
Drug Pricing & Revenue Analysis
See how pricing sources compare, and where revenue is gained or lost, by drug and channel.
- Pricing compared across sources
- Revenue visibility by drug and channel
- Data to inform pricing decisions
Built forPharmaciesPBMs
Discount Card Marketplace
Access dozens of discount card networks through a single integration, and present patients with the most affordable option.
- Many discount programs, one integration
- Price comparison across programs
- Available in pharmacy and point-of-care workflows
Built forPharmaciesProvider Networks & EHRs
Copay Card Management
Run copay card and patient assistance programs that apply automatically at the pharmacy counter, so patients pay the program price.
- Programs applied at the point of dispense
- Copay cards and patient assistance in one place
- Program reach across pharmacy channels
Built forPharma Manufacturers
Combine pharmacy benefits with savings programs so members automatically get the lower price on every fill.
- Benefit and savings checked together
- Lower price applied automatically
- Fits your existing claims flow

Built for Speed, Scale, & Security
CareCard’s leading API technology provides a frictionless solution to deliver affordability programs that support millions of prescription claims per day.
Proven Impact
$1B+ savings delivered
40% lower costs on targeted drugs
30% reduction in abandoned scripts
Platform Performance
Millions of requests per day
<100ms response times
50+ req./sec rate limits
Simple Integration
Go-live in less than 10 days
Minimal resources for implementation
Customizable to existing workflows
Enterprise-Grade Security
NCPDP-Based Interoperability, Fitted to How You Work
Intersect APIs follow NCPDP data standards to make interoperability a breeze. We tailor integrations to your operational and technical requirements, so they embed seamlessly into your existing processes.
Share Your Requirements
Tell us your drug pricing, claim eligibility, and data criteria.
Get One Clear Protocol
We turn your requirements into a single protocol built on NCPDP standards.
Go Live in Days
Integrate through Intersect APIs, fitted to the systems you already run.